Hi there and thank you for stopping by today. Today I am going to talk about how I help my clients. And my name is Tina Anders. I am the Certified Financial Planner for my firm Anders Wealth Management located in Petaluma, California serving primarily Sonoma and Marin counties.
Talking about how I help my clients, first of all, I asked a lot of questions. And then I listen, and I listen some more. My primary goal with my client meetings is to get to know what’s important to my clients. What has their attention and how I can serve them well? And out of these conversations will come valuable information from which I can begin my financial planning process.
Some areas of concern for clients, not to exclude other topics, but some primary areas are retirement projections, portfolio analysis, social security analysis, insurance review. For instance, do you have life insurance, and do you have enough? Do you have long-term care insurance? Do you have disability insurance and umbrella insurance If you have homeowners and auto? Do you have earthquake? Of course, if you live in California, definitely something to think about. Also, we will look at affording health care in retirement.
Another topic of concern would be, how to prepare for retirement income that can change over time and of course, many other topics of concern. I am able and happy to address. Two of the most common questions that I’m asked are, “Can I afford to retire comfortably when I want to? And if I can’t, what changes can I make between now and my intended, excuse me, retirement date in order to do so?” I’m happy to help facilitate peace of mind in that area of concern.
Another very common question I’m asked is, “Since I am already retired, how can I structure my assets to last as long as I want them to, perhaps the end of my life or beyond, if I have heirs or favorite charities, to which I would like to bequeath some assets?” I structure client portfolios in a conservative manner yet allowing for the growth opportunities in the markets. As a result, my clients have portfolios that withstood the recession of 2008 quite well, and their portfolios are withstanding the COVID market volatility also quite well.
I don’t trade frequently. My aim is to preserve client assets, capital preservation, preservation of wealth. It’s of the utmost priority for me that my clients have financial peace of mind, and it’s given me great pleasure to be able to help facilitate that since I opened my firm in 2007.
I love what I do. I love helping my clients. I love analyzing client financial situations to see where I can facilitate improvement. I am a fee only Certified Financial Planner. In other words, the only thing I sell is my advice. I don’t sell products of any kind. I accept no kickbacks or commissions for anything that I recommend to my clients. In fact, I’ve taken a fiduciary oath to advise and my client’s best interests. So, that’s what you’ll get from me.
Please reach out to me by commenting below if you’d like a video on a particular topic or if you have a question that I can help with. And thank you for stopping by, I do appreciate it and I am in your corner always. Thank you again.